Commercial Trucking Insurance for Owner-Operators
Independent insurance agency specializing in for-hire trucking coverage. We work with owner-operators, small fleets (2–10 trucks), and growing authorities.
New authority welcome.
Coverage for Your Trucking Operation
We specialize in commercial trucking insurance for owner-operators, small fleets (2–10 trucks), and for-hire trucking companies operating general freight, flatbed, and reefer freight.
New Authority
Starting a new trucking company? We work with new ventures and help you understand your insurance requirements.
Learn more →State Requirements
State-specific insurance requirements for Kentucky, Texas, and other states we serve.
View states →Freight Types We Cover
General Freight
Dry van and general commodity hauling
Flatbed
Open deck and specialized cargo
Reefer
Temperature-controlled freight
The Equipment We Insure
From day cabs to long-hood classics, we provide coverage for the trucks that keep America moving.
On the Road
Long-haul and regional operations
Day Cabs
Local and short-haul coverage
Classic Rigs
All makes and models welcome
States We Serve
Licensed to write commercial trucking insurance in nine states across the Southeast, Midwest, and Texas.
Get Your QuoteAbout Affordable Truck Insurance Inc
Based in Benton, Kentucky, we are an independent insurance agency specializing in commercial trucking coverage. Our owner, Darin Austin, brings over 30 years of insurance experience and has specialized in trucking insurance since 2014.
As a Transportation Risk Specialist (MCIEF.org), Darin understands the unique challenges facing owner-operators and for-hire trucking companies.
Learn More About Us