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Terms of Service

Last Updated: September 2, 2026

Overview

Affordable Truck Insurance Inc is an independent insurance agency based in Benton, Kentucky, specializing in commercial trucking insurance. These terms govern your use of our website and services.

Website Purpose

This website provides information about commercial trucking insurance and allows you to request insurance quotes. The information provided is for general educational purposes only and does not constitute insurance advice, legal advice, or regulatory guidance.

No Binding Coverage

Important: Submitting a quote request through this website does not bind coverage or create an insurance contract. All coverage is subject to:

  • Underwriting approval by the insurance carrier
  • Receipt and acceptance of a formal quote
  • Payment of premium
  • Issuance of a policy by the insurance carrier

Licensed States

We are licensed to write commercial trucking insurance in the following states only:

Alabama
Florida
Georgia
Indiana
Kentucky
Missouri
North Carolina
Tennessee
Texas

Accuracy of Information

While we strive to provide accurate information about insurance requirements and coverage options, state and federal regulations change frequently. You should verify current requirements with the appropriate regulatory agencies or consult with a qualified attorney for specific legal or regulatory guidance.

Payment Security Notice

We never collect premium payments via Zelle, Cash App, or similar peer-to-peer payment services. If someone claiming to represent our agency requests payment via these methods, do not send payment and contact us directly to verify.

Independent Agency

Affordable Truck Insurance Inc is an independent insurance agency. We represent multiple insurance carriers and are not affiliated with or employed by any single insurance company.

Limitation of Liability

This website and the information provided are offered "as is" without warranties of any kind. We are not liable for any decisions made based on information found on this website.

Contact Information

If you have questions about these terms, please contact us:

[email protected]

Affordable Truck Insurance Inc
Independent Insurance Agency
Benton, Kentucky