Terms of Service
Last Updated: September 2, 2026
Overview
Affordable Truck Insurance Inc is an independent insurance agency based in Benton, Kentucky, specializing in commercial trucking insurance. These terms govern your use of our website and services.
Website Purpose
This website provides information about commercial trucking insurance and allows you to request insurance quotes. The information provided is for general educational purposes only and does not constitute insurance advice, legal advice, or regulatory guidance.
No Binding Coverage
Important: Submitting a quote request through this website does not bind coverage or create an insurance contract. All coverage is subject to:
- •Underwriting approval by the insurance carrier
- •Receipt and acceptance of a formal quote
- •Payment of premium
- •Issuance of a policy by the insurance carrier
Licensed States
We are licensed to write commercial trucking insurance in the following states only:
Accuracy of Information
While we strive to provide accurate information about insurance requirements and coverage options, state and federal regulations change frequently. You should verify current requirements with the appropriate regulatory agencies or consult with a qualified attorney for specific legal or regulatory guidance.
Payment Security Notice
We never collect premium payments via Zelle, Cash App, or similar peer-to-peer payment services. If someone claiming to represent our agency requests payment via these methods, do not send payment and contact us directly to verify.
Independent Agency
Affordable Truck Insurance Inc is an independent insurance agency. We represent multiple insurance carriers and are not affiliated with or employed by any single insurance company.
Limitation of Liability
This website and the information provided are offered "as is" without warranties of any kind. We are not liable for any decisions made based on information found on this website.
Affordable Truck Insurance Inc
Independent Insurance Agency
Benton, Kentucky